The average effective property tax rate in Hawaii is 0.27% of a home's value per year. On a Hawaii home worth $840,000, that is about $2,268 in property tax a year, or $189 a month.
Estimate using Hawaii's average effective rate. Your county's exact rate may differ — check your local assessor. See the full Hawaii mortgage calculator for a complete PITI payment.
Property tax in Hawaii is a local tax based on the assessed value of your home and land. The average effective rate — the tax actually paid as a share of market value — is about 0.27% statewide, though the real figure depends on your county, school district and any special levies. On the median Hawaii home of roughly $840,000, that works out to about $2,268 a year. Most homeowners pay it monthly through an escrow account bundled into their mortgage payment.
Multiply your home's value by the effective rate. For example, a $840,000 home at 0.27% owes 840,000 × 0.27% = $2,268 per year. Enter your own home value above to get a personalised estimate, then confirm the exact local millage with your county assessor's office for budgeting.
At 0.27%, Hawaii has one of the lower effective property-tax rates in the country — well below the US average of roughly 1.1%. That keeps the annual bill modest even on higher-value homes. The table below estimates the annual and monthly bill at Hawaii's 0.27% average effective rate across common home values.
| Home value | Annual property tax | Monthly |
|---|---|---|
| $200,000 | $540 | $45 |
| $350,000 | $945 | $79 |
| $500,000 | $1,350 | $113 |
| $750,000 | $2,025 | $169 |
| $1,000,000 | $2,700 | $225 |
Estimates at the statewide average effective rate; your county's millage, exemptions (such as a homestead exemption), and assessment ratio will change the exact figure.
Property tax is one piece of the picture. See your full housing cost with the Hawaii mortgage calculator, your take-home pay with the Hawaii income tax calculator, and local Hawaii sales tax.
Hawaii's average effective property tax rate is about 0.27% of the home's market value per year. Your exact rate depends on your county, city and local levies.
At Hawaii's average rate of 0.27%, a $840,000 home owes roughly $2,268 a year (about $189 a month). Use the calculator above for your own home value.
Property tax = assessed home value × the local tax rate. Enter your home value above and we apply Hawaii's average effective rate; check your county assessor for the exact local millage.
Due dates vary by county — many bill annually or semi-annually, and lenders often collect it monthly through an escrow account alongside your mortgage payment.